Jock itch

I am a 47 year old Indian male living in California. For the past many months I have the problem of rashes in private parts of my body. I have tried putting many kinds of topical ointments, but they only provide temporary relief.

The main problem is the area between my thighs. The jock area is specifically very much affected and is the most bothersome. It is worst in the morning hrs. After I shower, I usually apply an eczema therapy cream, which keeps the itching in control, as I go to work. But the effect of the ointment wears out towards evening and it starts to bother me again.

There are tiny dotted irruptions in the area, between the legs, and in the folds of skin, on the thigh joint. I also feel that there is a foul-smelling wetness in the area, even though I try to keep it as dry as possible, by wiping it clean and applying talcum powder.

On a related note, I also have dry cracked skin on my finger tips, and some long-lasting sand-paper like patch in the middle of my back, which itches too.

In general I feel colder than other people around me, and like to dress warmly, and sleep under a couple layers of thin quilts.

Please advise a suitable remedy.
[message edited by jaymitt on Tue, 30 Jul 2013 16:01:17 BST]